Full Financial Disclosure

Last updated: June 22, 2026

Please read this disclosure carefully. By reading Beginners in Stock Trading (the “Newsletter”), visiting our website, or using any content, link, tool, or material we provide (collectively, the “Content”), you acknowledge and agree to the terms below. If you do not agree, do not use the Content.

The Content is provided solely for general educational and informational purposes. It is not, and must not be construed as, financial, investment, trading, tax, accounting, or legal advice of any kind. Nothing in the Content is a recommendation, solicitation, offer, or endorsement to buy, sell, or hold any security, or to adopt any investment strategy.

Beginners in Stock Trading and its owner, authors, contributors, and affiliates (collectively, “we,” “us,” or “Publisher”) are not registered or licensed as an investment adviser, broker-dealer, financial planner, or in any similar capacity, and we are not acting as a fiduciary toward you. We do not provide personalized investment advice and we do not consider your individual financial situation, objectives, risk tolerance, or needs. No fiduciary, advisory, or professional-client relationship is created by your use of the Content.

Trading and investing in stocks and other securities involves substantial risk, including the risk of losing some or all of your invested capital. You should not trade or invest with money you cannot afford to lose. The strategies, patterns, and methodologies discussed can and do fail, and they are not suitable for every person. Leverage, options, and active trading can amplify losses. You are solely responsible for your own decisions and outcomes.

We make no guarantee, representation, or warranty of any kind regarding any outcome, profit, or result. Past performance is not indicative of, and does not guarantee, future results. Any historical examples, track records, or figures attributed to traders, indices, or strategies are provided for illustration and education only and may not be replicable. Individual results will vary, and most people who attempt active trading do not outperform a simple low-cost index fund — many lose money.

Any examples, case studies, charts, “spotlight” stocks, or scenarios are illustrative and hypothetical, selected to teach a concept, and are not actual trade recommendations or solicitations. Hypothetical and historical examples have inherent limitations: they are chosen with the benefit of hindsight, do not represent actual trading, and do not account for real-world factors such as slippage, fees, taxes, liquidity, or emotional decision-making.

Market data, prices, levels, and figures are believed to be obtained from sources we consider reliable but are not guaranteed to be accurate, complete, current, or error-free, and are subject to change without notice. Any statements about the future, market conditions, or potential events are forward-looking and are not predictions or guarantees; actual results may differ materially.

You should conduct your own due diligence and consult a licensed financial adviser, broker, attorney, and/or tax professional before making any financial, investment, or trading decision. Any action you take based on the Content is strictly at your own risk.

We may receive compensation through affiliate relationships, sponsorships, and advertising. As an Amazon Associate, we earn from qualifying purchases; certain book and product links are affiliate links, and we may earn a commission at no additional cost to you. We may also earn referral or affiliate commissions from brokers, software, charting tools, journals, and other products or services we mention, and our Newsletter may contain paid sponsor placements inserted by our email platform. Compensation may create a conflict of interest; we aim to reference only products we believe are relevant to readers, but you should not treat any mention as an endorsement or a recommendation to buy.

The Publisher, its owner, authors, and contributors may hold, acquire, or dispose of positions in securities, funds, or other instruments mentioned in the Content at any time, and may do so without notice. We are under no obligation to disclose or update such positions.

The Content may reference or link to third-party websites, tools, books, videos, data providers, and materials. We do not control, endorse, guarantee, or assume responsibility for any third-party content, and references are for educational context only. Trademarks and names are the property of their respective owners; their use does not imply affiliation or endorsement.

The Content is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

To the fullest extent permitted by law, in no event shall the Publisher or its owner, authors, contributors, affiliates, or agents be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, or for any trading or investment losses, lost profits, or loss of data, arising out of or relating to your use of (or inability to use) the Content — even if advised of the possibility of such damages. You agree to hold the Publisher harmless from any and all claims, losses, liabilities, and expenses arising from your use of the Content or any decisions you make. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

You agree to indemnify and hold harmless the Publisher and its owner, authors, contributors, and affiliates from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Content or your violation of this disclosure.

Any testimonials, reviews, or examples of success reflect individual experiences and are not typical, not a guarantee, and should not be expected. Your results may differ.

This disclosure is governed by the laws of the United States and the state in which the Publisher is organized, without regard to conflict-of-laws principles. Any dispute shall be subject to the exclusive jurisdiction of the courts located there.

We may update this disclosure at any time, and changes are effective when posted. Your continued use of the Content constitutes acceptance of the then-current disclosure.

Questions about this disclosure can be sent to us by replying to any issue of the Newsletter.

In short: Beginners in Stock Trading is an educational publication, not a financial adviser. Nothing here is financial advice or a recommendation to buy or sell anything. Trading and investing carry real risk, including the loss of your entire investment. Do your own research and consult licensed professionals. You are solely responsible for your decisions, and you use this Content at your own risk.